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Financing by PayBright - How It Works


1. Select PayBright at Checkout

Add your item to your cart as usual, and select PayBright as your payment method. You will then be redirected to PayBright to view payment plan details.

2. Apply Online

Apply with PayBright's easy online application in under a minute and get an instant approval decision.

3. Enjoy Your Purchase


How do I use PayBright?

Once you complete your checkout with PayBright, we'll process and ship your order right away—no waiting necessary.

1. Add items to your Cart as usual, and select PayBright as your payment method in Checkout.

2. Complete PayBright's easy online application and get an instant approval decision.

3. Confirm your payment plan with PayBright and return to to complete your order. We'll process and ship your order as usual.

4. Make equal monthly payments to PayBright while you enjoy your new item!


How do I make my payments?

PayBright will help you set up convenient, pre-authorized payments via your bank account or your Visa or Mastercard credit / debit card.


Are there any limits on how much I can spend or borrow?

PayBright payment plans are not available for orders under $300 or over $15,000.


Who can apply for financing?

PayBright payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.


Can I use PayBright financing to pay for only a portion of my order?

PayBright payment plans are applied to your entire order. To use PayBright for only part of your purchase, please complete two separate transactions with different payment methods.


Can I prepay my outstanding PayBright financing balance?

Yes, all PayBright payment plans can be prepaid at any time without penalty. 


I was unable to complete my transaction using PayBright, what happened?

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. For further information, please contact PayBright.


How do I access my PayBright financing account?

After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright.


How do returns work if I pay using PayBright financing?

Purchases made using PayBright are subject to AutoTruckDepot's standard return policy . Any returns will be processed by AutoTruckDepot, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.